You would think the transition from Wall Street to Main Street would be a difficult one, but not for Jeff Davis. His entire career has been in the world of finance and risk management, and that shift from the demanding chaos of big business to the financial world of every-day retirees has given him a unique perspective on retirement strategies. He believes that behind every retirement nest egg, there’s a real person with his or her own hopes and dreams for the future…and no two people are alike.

Steven J. Skijus is the host of “It’s Your Money” radio show, which airs each Thursday at 12:00 p.m. on Talk Radio 1250am WHNZ. The program format offers a very conservative, yet modern approach, to investing your money that’s premise is based on the fact that most retirees and pre-retirees don’t have the time to “win” back their money, therefore losses are simply unacceptable.

“Speculating in the market may be stimulating entertainment, but the risks associated with investing in Wall Street are incredibly high and volatile” says Steve. He considers the stock market as simply gambling with your money.

As a former bond trader with over 30 years of investment experience, Steve believes he is uniquely qualified to offer his listeners alternative approaches that are both safe and reliable. Steve shares the secrets to these alternative retirement vehicles which protect the principal yet allow for participation in the upside of the market without actually being “in” the market - this essentially allows an individual to eliminate the gambling facet and have more control over their financial security.

Two of the largest roadblocks people experience in planning for their retirement today are uncertainty and risk. Steve’s hope is that he will reach people who are questioning the whole investment process and wondering if there is a better way. Steve believes there definitely is!

Remember, “It is Your Money” and Steve believes “You Should Keep It!”



This program offers a conservative yet modern approach to investing your money. Its premise is based on the fact that most retirees and pre-retirees don’t have the time to “win” back their money. Therefore, losses are simply unacceptable.

Steve says, “Speculating in the market may be stimulating entertainment, but the risks associated with investing in Wall Street are incredibly high and volatile.”

Steve is a well-known financial educator in the Tampa Bay area with over 30 years experience in the financial services industry. His investment career included starting his own securities firm in 1980 where he serviced the retirement communities throughout the State of Florida, while specializing in municipal bonds and unit investment trusts. He later held senior management positions at two of the well known “wire houses” in the Tampa Bay area.

Learn safe, alternative choices to grow and protect your hard earned money —without the gambles of Wall Street and the low rate CD’s (crummy deals).the banks are offering!

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